SSI offers very little income and resource support to older adults and disabled people (regardless of age) as minimum essential financial support. State programs frequently augment federal Social Security Administration SSI benefits. SSDI provides benefits to disabled people who meet the eligibility requirements from their employment or a family member (spouse or parent). Speak to a social security disability attorney in St. Louis, Missouri, for more info.
FAQs about SSI and SSDI you need to know
- Can someone receive both SSI and SSDI?
Yes! If someone has restricted income along with a work history, they can be eligible for both programs.
- How does one apply for SSI or SSDI?
Only adults with disabilities who are of legal age may apply online for SSI. Applications for SSI cannot be submitted online for a non-disabled senior (65 years of age or older) or a disabled child under the age of 18. These people have to go to the Social Security office in their community from Monday through Friday from 7 a.m. to 7 p.m. You can apply online for SSDI benefits at any age. Additionally, you may apply in person at your local Social Security office or by calling the number above.
- How does Social Security determine disability?
The precise definition of disability used by Social Security takes into account both the anticipated duration of the impairment and your capacity for work. You must provide medical records to bolster your application. You are not eligible for SSDI or SSI if you have a temporary or partial disability.
- How long does it take to process one’s application for SSDI or SSI?
Although the duration varies greatly, it usually takes three to five months from the application date. Individuals whose severe disabilities qualify them for Social Security’s CAL classification will have their SSI/SSDI applications reviewed more quickly. For CAL applicants, there is no unique application form or procedure.
- Does it make sense to apply for early Social Security benefits or SSDI if I am 62 years old and disabled?
Starting at age 62, you are eligible to apply for early Social Security retirement benefits. But if you retire early, you will receive a smaller benefit for the remainder of your life. However, that benefit amount would match your entire Social Security retirement age benefit if you receive SSDI.
- What occurs if my application for SSDI or SSI is denied?
A lot of SSDI/SSI applications are turned down. If you feel you should be receiving these benefits and have been unfairly denied, find a representative who is knowledgeable about Social Security disability policy to help you. For assistance, contact the National Organization of Social Security Claimants’ Representatives. Get a referral by giving 1-800-431-2804 a call.
